Payout Eligibility Checks

Before you can request a payout on a funded account, Funded with Flow runs a few eligibility checks tied to your specific account. You can see exactly where you stand on the Payouts page, which lists each requirement and whether you have met it.

What we check

Eligibility depends on the rules attached to your funded account, and the live requirements are always shown on your Payouts page. The checks typically include:

• A minimum number of qualifying trading days.
• A minimum profit amount available to withdraw.
• Identity verification, sometimes called KYC.
• An active subscription on the account.
• A portfolio allocation cap, so that profits are not coming from a single oversized position.

The exact figures here vary by plan, so we do not list them in this article. To see the live numbers for your plan, open your Accounts page or review the plans on the Pricing page.

The portfolio allocation cap

The platform guards withdrawals with a single rule on top of the standard checks above. At the moment you close any trade, we measure the worst case risk of the position against your starting balance. If the worst case risk is more than fifteen percent of allocation, that trade is tagged ineligible for withdrawal. If it is at or under fifteen percent, the trade is tagged eligible.

Worst case risk is the additional loss the position could still take from its current mark, assuming no protective stop. For a naked futures position we anchor the worst case on the exchange performance bond for the contract, which is the calibrated one day risk the broker charges. For a position with a working stop the worst case is mark to stop.

You can see the tag on every closed trade on the Payouts page and on the admin account view. Trades also produce a row in the eligibility ledger that records the realized profit, the tag, the reason, and the risk percentage at the moment of close. A hold stays on the ineligible amount until the next trade is closed with sizing that keeps worst case risk at or under fifteen percent.

Here is the same rule with real numbers. Consider a fifty thousand dollar funded account and one contract of ES short at the standard overnight exchange margin of twenty four thousand nine hundred ninety two dollars. The worst case risk is twenty four thousand nine hundred ninety two dollars, which is just under fifty percent of allocation. The cap is fifteen percent, so the trade is tagged ineligible and the realized profit is held under the reason over_15pct_allocation_at_close. Your cash balance still updates, the trade still settles normally, and your account is not failed or reverted. Only the withdrawable portion of that profit is held.

A second example with the same account. Suppose you keep the same one contract ES short but add a working stop ten points away, that is, a worst case loss of five hundred dollars on the position. The worst case risk is now five hundred dollars, which is one percent of allocation. The trade is tagged eligible and the realized profit counts toward your withdrawable cash on the Payouts page.

How the numbers show up on the page. The Payouts page lists three live totals for each account. Eligible cash is the starting balance plus the sum of eligible realized profit. Ineligible locked is the sum of ineligible realized profit, and it stays on the page with a per reason breakdown so you can see exactly what is waiting and why. Gross is the sum of both, and that is the figure that matches your trade history net.

How to unlock an ineligible amount. The next trade is tagged against the worst case risk at the moment of close. Tighten your stop, reduce your position size, or close the next position when the account is under the cap, and the next eligible close banks the realized profit into eligible cash. Nothing else changes. Your account state, your trade history, and your P and L numbers are not affected.

The exact figures here vary by plan, so we do not list them in this article. To see the live numbers for your plan, open your Payouts page or review the plans on the Pricing page.

Why each check exists

These checks confirm that your results came from real trading over time and that we are paying the right person. The trading day and minimum amount requirements make sure there is a genuine track record behind the request. Identity verification protects your account and keeps payouts compliant. An active subscription keeps your funded account in good standing. The portfolio allocation cap is the part of that which guards the platform by ensuring that profits are not coming from a single oversized position. When all of these pass, you are clear to request a payout, and you keep your full profit under the 100 percent profit split.

Requesting and tracking a payout

Once the checks are green, submit your request from the Payouts page. Every request goes to review, and you can follow its status on the same page. If a check is not met yet, the page will show what is still outstanding so you know exactly what to finish first.

For the full rules that govern withdrawals, see the Payout Policy. If you have a question about a specific payout or your verification, email [email protected] and we will follow up.

Meet the checks shown on your account, submit your request, and track it through review right from the Payouts page.