Funded Account Agreement

1. Introduction

This Funded Account Agreement (the "Agreement") governs the relationship between you and Funded with Flow L.L.C. ("Funded with Flow", "the Platform", "we", "us") with respect to funded accounts on a simulated, evaluation-based proprietary-trading practice platform. By holding or using a funded account, you accept this Agreement together with our Trading Rules, Risk Disclosure, and Payout Policy.

All trading on the Platform, including on funded accounts, occurs in a simulated environment.

2. Relationship Between You and the Platform

This Agreement creates a limited, conditional, and revocable arrangement to access a funded account under the terms described here. It does not create an employment, partnership, joint-venture, agency, or fiduciary relationship, and it does not make you a trader of the Platform's funds in any legal or beneficial sense.

Funded with Flow is not a broker-dealer, investment adviser, financial adviser, exchange, custodian, clearing firm, or bank, and provides no financial, investment, tax, or legal advice.

3. Evaluation vs. Funded Distinction

Access to a funded account is obtained by successfully completing an evaluation in accordance with the Trading Rules and your plan parameters, followed by our review.

• An evaluation is a paid challenge measuring whether you meet defined objectives without breaching any rule.
• A funded account is granted after a successful evaluation and review, and trades in a simulated environment under platform-defined profit-sharing and payout-eligibility terms.

Passing an evaluation does not by itself guarantee a funded account, any payout, or any specific outcome. Funded status remains subject to review, rule compliance, and the Platform's discretion.

4. Simulated Capital and No Ownership

Funded accounts trade simulated capital. You do not own, control, fund, or have any claim to any platform capital, and no real funds are placed at risk in the market on your behalf.

Any profit-sharing or payout opportunity associated with a funded account is a platform-defined, conditional benefit governed by this Agreement and the Payout Policy, not a return on capital you own. The Platform does not hold your money for trading and does not provide brokerage or custody services.

5. Qualification and Review

Before and during funded access, we may conduct reviews to confirm that you qualified legitimately and continue to comply with the Trading Rules and your plan parameters. Reviews may include analysis of trading activity, identity and compliance verification, and fraud screening.

We may suspend, restrict, or withhold funded access or related benefits pending review. Determinations regarding qualification, status, and eligibility are made at the Platform's discretion consistent with these terms.

6. Trading Permissions

Your funded account permits trading only within the instruments, limits, sessions, and rules configured for your plan, as shown in your account. You must:

• Trade within your configured profit target, loss limits, drawdown, and position-size constraints;
• Review and verify every order before submission; and
• Comply with all prohibited-conduct rules, including those governing manipulation and coordinated trading.

Any connected automation or AI agent is used entirely at your own risk and defaults to read-only unless trade-execution permission is deliberately enabled.

7. Payout Eligibility and Denial Reasons

Payouts on funded accounts are governed by the Payout Policy. Eligibility depends on full compliance with the Trading Rules and your plan parameters, account status, identity/KYC verification, and fraud review.

Payouts may be delayed or denied, including where:

• A rule or plan parameter was breached;
• The account is not in good standing;
• Identity or compliance verification is incomplete or fails;
• Fraud, abuse, or prohibited conduct is suspected; or
• The request does not meet applicable eligibility requirements.

Passing an evaluation or reaching funded status does not by itself guarantee any payout.

8. Fraud Prevention

We employ fraud-prevention and integrity measures. We may investigate, hold, restrict, reverse, or deny benefits, and disable accounts, where we reasonably suspect fraud, misrepresentation, abuse, exploitation of simulation artifacts, payment fraud, chargeback abuse, or any attempt to circumvent the rules. Chargebacks on purchases may result in automatic revocation of access.

9. Multiple-Account Rules

Unless expressly authorized for a specific program, you may not operate multiple accounts to coordinate trades, hedge positions across accounts, multiply payout opportunities, or otherwise circumvent the rules. Creating duplicate, shared, or proxy accounts, or trading on behalf of others without authorization, may result in disqualification, account closure, and forfeiture of eligibility and benefits.

10. Platform Discretion Over Account Status

Account statuses — including active, warning, passed, failed, and disabled — and decisions regarding scaling, restrictions, suspensions, and closures may be applied at the Platform's discretion in accordance with the Trading Rules and this Agreement. We may modify plan parameters and program terms prospectively. We will act in good faith, but final determinations regarding rule compliance and eligibility rest with the Platform.

11. Account Closure

We may close or disable a funded account where a rule or plan parameter is breached (including the daily loss limit or maximum drawdown), where fraud or abuse is suspected, where required by law or our policies, or otherwise in accordance with this Agreement. You may also request closure of your account. Closure may end any pending eligibility or benefits that have not vested under the Payout Policy.

12. User Obligations

You agree to:

• Provide accurate information and complete required identity/KYC verification;
• Comply with the Trading Rules, your plan parameters, and all applicable laws;
• Use the Platform and any connected tools responsibly and at your own risk;
• Not engage in prohibited conduct, manipulation, or circumvention of rules; and
• Be solely responsible for all of your trading decisions and for any applicable taxes on amounts you receive.

13. Rule-Breach Consequences

Consequences of a breach may include a warning, failure, liquidation of open positions, closure or disabling of the account, and forfeiture of payout eligibility and benefits. In cases of fraud or serious abuse, we may take additional measures permitted by law. Breaching the daily loss limit or maximum drawdown ends the account.

14. No Guaranteed Payout

For the avoidance of doubt: passing an evaluation does not, by itself, entitle you to any payout. All payouts are conditional and subject to account review, identity and compliance verification, fraud screening, and full compliance with the Trading Rules, your plan parameters, and the Payout Policy. For questions, contact [email protected].